Is Joining AARP Worth It?


One question that often arises for those aged 50 and over is whether joining AARP (formerly the American Association of Retired Persons) is a good investment. With a focus on the tangible benefits and cost savings that AARP membership offers, let’s break down what it really means to be a member and talk some of the specific offers.

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AARP’s Financial Benefits

Savings on regular expenses can go a long way depending on your lifestyle. Here are some examples of savings to expect with the AARP membership.

  1. Dining Discounts: AARP members can save up to 15% at select restaurants, including popular chains like Denny’s and Outback Steakhouse.
  2. Travel Deals: Planning a trip? AARP members have access to discounted rates at select hotel chains like Hilton, Wyndham, and more. Savings can range from 5% to 15%, depending on the hotel. Additionally, members can receive up to 30% off rental cars from Avis, Budget, and Payless.
  3. Retail and Shopping: Members can benefit from a range of shopping discounts, including up to 45% off purchases from 1-800-Flowers and exclusive savings at Tanger Outlets.

Health and Wellness Perks

As health becomes a priority, AARP’s health-related benefits are particularly noteworthy:

  1. Insurance Discounts: AARP works with UnitedHealthcare to provide special health insurance plans, including Medicare Advantage, Supplemental Insurance, and prescription drug plans, potentially saving hundreds of dollars annually.
  2. Vision and Hearing Care: Members can access discounts on eyewear and hearing aids. For example, at LensCrafters, members can save 30% on a complete pair of eyeglasses and 40% on hearing aids at HearUSA.
  3. Free Health Webinars: AARP also offers free webinars on health topics, providing valuable information without additional cost.

Educational Resources and Advocacy

AARP’s role in advocacy and education is a crucial part of its offerings:

  1. Informative Articles and Resources: AARP’s website and magazines provide up-to-date information on retirement planning, Medicare, and Social Security, aiding in making informed decisions.
  2. Advocacy on Key Issues: AARP actively advocates for issues like healthcare rights and financial security for older adults, offering a voice on critical matters.

Social Engagement and Community Involvement

Having a membership in AARP also opens doors to social and community engagement. They host events and activities that allow members to connect with peers, ranging from social gatherings to volunteer opportunities.

Weighing the Cost vs. Benefits

With an annual membership fee as low as $12 (when opting for a multi-year membership), the potential savings and benefits can outweigh the cost for many. It’s about aligning these perks with your lifestyle and needs. AARP membership offers a blend of financial savings, health and wellness benefits, educational resources, and opportunities for social engagement. If these benefits resonate with your lifestyle and needs, then AARP could be a valuable addition to your life.

AARP is renowned for its extensive range of discounts and savings opportunities and is perfect for people over 50 looking for new ways to minimize expenses. To see a full breakdown of savings, head over to their official website.

For more insights into making the most of your retirement years, including how to leverage memberships like AARP, don’t forget to check out our comprehensive e-book, ‘Plan Your Way to an Ideal Retirement’. It’s packed with information to help you navigate the complexities of retirement planning for a secure and enjoyable future.