Study Shows 40% of Americans Will Run Out of Money in Retirement

Following this guide can better prepare you to not be one of them, and make your ideal retirement a reality.

We all have ideas of what our ideal retirement will look like: traveling to Europe, spending more time with the grandkids, moving to that quiet beach town. However while most Americans believe they have or will have enough money to make that a reality, according to the EBRI Retirement Security Projection Model, an estimated 40.6% of all U.S. head of households that are between 35 and 64 years of age are projected to run short of money during retirement. That’s millions of Americans who thought they were on the right path to financial freedom only to be surprised by taxes, the stock market, healthcare coverage, and new retirement expenses. These unknowns can cause people to run out of money and have to go back into the workforce, which is the last thing anyone wants to do. The HelloKrystof Retirement Guide e-book provides in-depth guidance on getting your finances ready, from downsizing decisions, to healthcare planning, affordable places to retire and best ways to keep a side income going. This e-book is for anyone starting to think about retirement, nearing retirement or recently retired. While we have all read a bunch of articles and gotten advice from friends and financial planners, the HelloKrystof Retirement Guide helps bring it all together with expert advice to eliminate surprises before it is too late. We answer questions like how much you need to save, how much can you spend each year, and can I semi-retire early?

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See What's Inside

Below is a sneak peak of what you can find in our Retirement Guide. Look forward to over 80 pages of great tips, advice and statistics. 

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