Best Beach Towns to Retire to: Our Top Coastal Communities


Retirement is a time when people can relax, travel, and enjoy life’s pleasures. For many retirees, living near the beach is a dream come true. The sound of the waves, the fresh sea air, and the beautiful scenery make it an ideal choice for those looking for a peaceful and relaxing lifestyle.

There a lot of beach towns in the United States from the East Coast to the West Coast. Whether you’re looking for a quiet, laid-back community or a vibrant town with plenty of entertainment options, there’s a beach town that’s perfect for you.

Criteria for Selecting the Best Beach Towns

hand stacking wooden blocks with a check mark on them

Retirement is an exciting time for many people, and choosing where to enjoy your golden years is an important decision. If you enjoy frequently traveling to beaches, you may have interest in living in a coastal community.

However, with so many beach towns to choose from and affordability ranging drastically, it can be overwhelming to decide which one is right for you. Here are some things to consider when selecting the best beach towns to retire to.

Cost of Living

One of the most important factors to consider when choosing a beach town to retire to is the cost of living. Retired individuals often live on a fixed income, so it’s important to choose a town where the cost of living is affordable. This includes housing costs, taxes, and everyday expenses such as food and transportation. It’s also important to consider the availability of affordable healthcare services in the area.

Healthcare Access

Access to quality healthcare is crucial for retirees, and beach towns with good healthcare facilities are highly desirable. When considering a beach town for retirement, it’s important to research the availability of healthcare services in the area. This includes hospitals, clinics, and medical practices, as well as the availability of specialists and healthcare providers who cater to the needs of older adults.

Climate and Weather

The climate and weather of a beach town can have a significant impact on the quality of life for retirees. While some people enjoy hot, sunny weather year-round, others may prefer a milder climate with more seasonal variation. It’s important to consider the average temperature, rainfall, and humidity levels in a beach town before deciding to retire there.

Community and Lifestyle

Retirement is a time to enjoy life and pursue hobbies and interests, and a beach town with a vibrant community and active lifestyle can be a great place to do so. When considering a beach town for retirement, it’s important to research the local community and the types of activities and events available. This includes cultural events, outdoor recreation, and social clubs and organizations.

By considering these criteria, retirees can find the perfect beach town to call home.

Top Beach Towns in the United States

Sandy shorelines and colorful beachfront homes line the coast. Palm trees sway in the gentle ocean breeze, while locals and tourists enjoy the sun and surf

Retirement is a great time to enjoy the sun, sand, and sea. The United States has some of the best beach towns that cater to the needs of retirees. Here are some of the top beach towns in the country.

East Coast Gems

  • Sarasota, Florida: Sarasota is a popular retirement destination, thanks to its warm weather, beautiful beaches, and vibrant cultural scene. The city has a low crime rate and excellent healthcare facilities, making it a safe and comfortable place to retire.
  • Charleston, South Carolina: Charleston is a charming coastal city that offers retirees a relaxed lifestyle, rich history, and scenic beauty. The city has a thriving arts and culture scene, top-rated restaurants, and excellent healthcare facilities.

West Coast Havens

  • La Jolla, California: La Jolla is a picturesque coastal town in Southern California that offers retirees a friendly communities, stunning ocean views, and year-round sunshine. The town has a vibrant arts and culture scene, excellent restaurants, and world-class healthcare facilities.
  • Cannon Beach, Oregon: Cannon Beach is a quaint coastal town that offers retirees a peaceful and scenic retreat. The town is known for its stunning natural beauty, including the iconic Haystack Rock, and its charming downtown area.

Gulf Coast Favorites

  • Gulf Shores, Alabama: Gulf Shores is a popular retirement destination that offers retirees a warm climate, beautiful beaches, and a relaxed lifestyle. The town has excellent golf courses, fishing opportunities, and healthcare facilities.
  • Naples, Florida: Naples is a luxurious coastal town that offers retirees a high-end lifestyle, stunning beaches, and world-class amenities. The town has top-rated restaurants, high-end shopping, and excellent healthcare facilities.

These beach towns offer retirees a combination of sun, sand, and sea, along with a comfortable and safe lifestyle. Whether you prefer the East Coast, West Coast, or Gulf Coast, there is a beach town that caters to your needs.

International Beach Towns for Retirement

Taking a vacation to a country outside the United States can be a dream come true for many people, but what about living there? If you’re looking to experience other cultures and see other places this can be a fantastic option. The warm weather, ocean breezes, and exotic wildlife.

Here are some top international beach towns to consider for retirement.

Latin America Highlights

Latin America has some of the most beautiful beaches in the world, and many of them are very affordable. Countries like Mexico, Costa Rica, and Panama offer a great quality of life at a fraction of the cost of living in the United States or Europe.

Panama’s Coronado Beach is a popular spot for retirees, with a large expat community and plenty of amenities. Costa Rica’s Nicoya Peninsula is another favorite, with its miles of coast and offers an easygoing experience. Mexico’s Puerto Vallarta is known for its lively nightlife, while Cancun offers a more resort-style retirement experience.

European Coastal Retreats

Europe has a wealth of beautiful coastal towns and may be just what you’re looking for. The Mediterranean coast is especially popular, with countries like Spain, Italy, and Greece offering a warm climate and amazing cuisines.

Spain’s Costa del Sol is a favorite among retirees, with its sunny weather and standout beaches. Italy’s Amalfi Coast is another top spot, with its stunning scenery and charming towns. Greece’s Santorini is known for its iconic white and blue buildings that have as much history as they do charm.

Asian Beachfront Paradises

Asia also claims some of the most beautiful beaches in the world, and many of them are located in countries that offer a low cost of living. Thailand, Indonesia, and the Philippines are just a few of the countries that offer a great quality of life for retirees.

Thailand’s Phuket is a popular spot for retirees, with its beautiful beaches and affordable cost of living. Indonesia’s Bali is another favorite, with its stunning scenery and vibrant culture. The Philippines’ Boracay Island is known for its white sand beaches and crystal-clear waters.

Overall, there are many beach towns around the world that are great for retirement. Whether you’re looking for a lively nightlife or a peaceful retreat, there’s a beach town out there that’s perfect for you.